Before funerals at funeral homes in Kettering, OH, you should be thinking about how you want to live at the end of your life. Most of us don’t like to think about the time when will have much fewer days ahead of us then we have behind us. However, to ensure, as much as possible, that how you want to live at the end of your life is a reality, you must think about it and prepare for it now.
One of the first questions you need to ask is what you want to live at the end of your life? Your desire is probably to live independently as long as possible. However, in order to do that you must be in a living situation where being independent is both safe and feasible.
Look at where you live now. While you may be young enough to easily move through your current living space, if you have multiple sets of stairs that you have to go up and down every day in the course of basic daily living, that will most likely not be safe or feasible for you to do at the end of your life.
If your children have left home, it may be time to think about cleaning out, downsizing, and moving to a home where you can grow old and live independently and safely. This would mean a one level house or condominium, in most cases.
In thinking about a new residence, growing old and living independently should be factored in for maintenance and upkeep. If you own a house, you will be responsible for the maintenance and upkeep of the house and the yard. This may be something you enjoy doing now, but it may be something that you are unable to do in the future.
That will mean additional expenses to hire people to do maintenance work inside the house and do yard work outside the house. By the time these additional expenses occur, you will probably have significantly less income than you have now, and you may not be able to afford the maintenance and yardwork required for a house.
If you move into a condominium, maintenance inside your home and maintenance of the yard is provided by the community where your condominium is located. That means you won’t have to worry about any of those things in the future if you’re unable to do them.
There may come a time at the end of your life when you’re unable to live independently. If that happens, where would you want to live? Would you want to move into an assisted living facility? Would you want a family member to move in with you to help you out? Would you want to move in with a family member, instead of living by yourself?
If you think that you’d like to live in an assisted living facility, you need to prepare for that financially now. While these facilities provide great services to older people and give them a sense of community with their peers, they are very expensive to live in.
If you’d like to have a family member live with you or you would like to live with a family member when you’re no longer independent, then you need to start having those discussions with your family now to talk about what you want and to get their input and ideas about how to make that happen.